Checklist: VA Cash-Out Refinance Calculator

Print this page or keep it open while you talk with lenders. These questions relate to the guides on this site.

  • Am I exempt from the funding fee?
  • Would an IRRRL or HELOC serve my goal better?
  • How much entitlement do I have?
  • What will the cash be used for?
  • How long will I stay in the home?

Before any application

  • Verify the lender and loan officer on NMLS Consumer Access.
  • Ask for a Loan Estimate and compare it with at least one other.
  • Never send documents or wire funds based only on an email request.

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